3 BHK Flat in Kolkata: A Complete Buying Guide - PS Group
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By PS Group


Purchasing a 3 BHK flat in Kolkata can appear to be an overwhelming encounter. Imagining a family home in the social capital of India is a staggering feeling. Whether you’re new to the city or have been settled here for generations, there is a feeling of thrill and exhilaration associated with buying a house in the Bengali heartland. A home is a long -term commitment; it’s an investment for many years to come, if not generations. Hence, as you get your finances together for buying a 3 BHK in Kolkata, you should take into account several factors such as civilities, openness, and long term suitability for your family before committing. In this blog, we will visit every one of these contemplations and propose some options in the city’s most unmistakable private undertakings to assist you in finding your dream home.

Upcoming localities to consider while buying a 3 BHK flat in Kolkata

When it comes to buying a 3BHK flat, Kolkata offers some of the versatile options in the whole country. As mentioned above, many locations in Kolkata offer well-designed 3BHK flats at all price points. However, we have shortlisted the following locations to help simplify your search.

New Town

Officially considered a part of the 24 Paraganas district of West Bengal, New Town is a rapidly developing satellite city in Kolkata. It’s proximity to the city places it under the jurisdiction of the New Town Kolkata Development Authority. New Town is considered a buzzing residential and IT district in the city due to it’s newly developed structural infrastructure and civic amenities.

Do check out premium 3BHK residences at Panache spread over 6 acres and Amistad offering
1.8 acres , two picturesque PS Group projects in New Town.

Cost of a 3 BHK flat in New Town

A 3BHK flat in New Town can be purchased in the range of 80L to 1.10 cr.

3 BHK flat in Kolkata
Panache day view

Phoolbagan- Beleghata

Mainstream among the NRI and IT professionals, Phoolbagan and Beleghata areas include a blend of a metropolitan populace residing alongside locals. Phoolbagan is an upcoming locality in North Kolkata, while Beleghata is a neighborhood located in the eastern part of the city. Beleghata also houses Subash Sarobar, a 73-acre lake surrounded by countless species of indigenous trees, which attracts tourists and locals alike. Most 3BHK apartments in Phoolbagan- Beleghata range between 1200- 5000sq.ft in area. Located about 700m from the Phoolbagan Beliaghata crossing, Jiva is an exquisite assortment of natural ponds and lavish 3BHK homes.

Cost of a 3 BHK in Phoolbagan- Beleghata

A 3 BHK flat in these areas can be purchased in the range of 1cr to 1.5 cr.

3 bhk apartments in kolkata
Jiva near Phoolbagan

New Alipore

Located south of Alipore, a cherished and upmarket locality is New Alipore. Well-connected to the rest of the city by road and rail, New Alipore is increasingly becoming one of the most sought-after residential destinations in Kolkata. The area boasts of premium construction projects located within a reasonable distance of good schools and hospitals.

Take a glance at PS Vyom , the perfect destination for luxury 3 BHK residences located in South Kolkata at the New Alipore crossing.

Cost of 3 BHK in New Alipore

Buying a 3 BHK in New Alipore can set you back by 1.7 cr. to 2 cr.

3 bhk flats in kolkata
Vyom near New Alipore

Eastern Metropolitan Bypass near Science City

As the Major link Road between Salt Lake and New Town, two of Kolkata’s extremely populous and upmarket areas, EM Bypass has seen significant development of both residential and commercial real estate. The Bypass is also located along a 32 km highway connecting Ulta Danga and Baraipur Puratan Bazaar in North and South Kolkata respectively, and is hence, one of the busiest roads in the city.

Click here to watch the testimonials for Aurus , a high-rise luxury project constructed by the PS Group on the EM Bypass. We bet you will fall in love with Aurus

Cost of 3BHK in EM Bypass

A 3 BHK apartment in and around EM Bypass is priced between 3.07 cr. – 3.60 cr.

Checklist for buying a 3BHK flat in Kolkata

We have also listed the important points for you to consider and keep handy while starting to look out for 3 bhk flat at Kolkata

1. Budget

For most people looking to buy a 3BHK flat in Kolkata price is the major deciding criteria. Factoring in a budget before purchasing any residential property is an extremely crucial consideration for any prospective buyer. The price of 3 BHK Flat in Kolkata falls anywhere between the range of 30L to 3.05 Crores depending on the size of the apartment and the pricing premium of the location. For example, if you’re looking for 3BHK in kolkata within 30 lakhs, residential projects in North Kolkata and peripheral areas might be your best bet.

If you are looking for a luxurious 3 BHK flat in Kolkata averaging about 1300 sq.ft , the flat will cost you about 1.70 cr. Alternatively, if you’re looking for a 600 sq.ft 3BHK in the semi-luxury category or a 650 sq.ft BHK in the affordable range, it will set you back by 1 cr and 40 lakh respectively. Hence, it’s safe to say that the city of Kolkata offers 3BHK flats at every price point.
Pro-tip: Carry out a cost-benefit analysis of living in central Kolkata vs. living on the periphery to see if paying a premium is worth it.

2. Amenities and Inclusions

Kolkata is becoming a growing hub for state-of-the-art residential real estate. Leading builders leave no stone unturned when it comes to providing jaw-dropping amenities to lure customers in. That said, it’s important to work with a list of amenities that are essential for you and your family given your current lifestyle. There’s no point in blindly opting-in for a residential complex with a swimming pool if nobody in your family swims. Don’t base current decisions on future habits.
While researching a 3 BHK flat in Kolkata, ensure that the complex has well-designed open spaces so that you have room to breathe. Other important amenities include having a power-backup especially for elevators, children’s play areas, and provision for additional visitor parking spaces. Consider other amenities on a nice-to-have basis.

3. Connectivity

As the city of Kolkata matures into an urban metropolis, traffic congestion and increasing internal travel time are on a steep incline. Since buying a home is a long-term commitment, take into account the travel time associated with your and spouse’s daily commute to work as well as the school bus route for your kids. While this might not seem like a big concern at the moment, factoring in the accessibility aspect of the location of your home is necessary for ensuring a good quality of life. Also, it might be a good idea to take into account the distance from the airport and the railway station if you travel out of the city frequently.

4. Civic Amenities

A residential complex cannot function in isolation. It must provide access to different public infrastructure facilities like grocery stores, chemists and doctors, multi-utility super-markets, and public parks. The absence of these amenities can inconvenience you and your family.

Another thing to consider is the presence of recreational amenities like shopping areas, malls, and theatres that you can frequent during weekends. A well-planned neighborhood or township must include various eateries and cafes at a fair distance to take care of your entertainment and relaxation needs as well. Regardless of the type of 3 BHK flat in Kolkata that you’re looking for, you should look at properties based on the social foundation before arriving at a choice.

5. Real Estate Developer Profile

Not all real estate developers in Kolkata are alike. While a handful of developers deliver good quality housing projects according to pre-committed timelines, many others are notorious for countless delays and shoddy quality of construction. Since your finances are technically blocked with a builder as soon as you pay a deposit amount, unforeseen delays in acquiring possession of your flat can potentially double your expenses (EMI + rent).

Additionally, you should select a developer depending on your budget and their past portfolio of delivered residential projects, i.e. if you’re looking for an affordable, budget-friendly 3 BHK flat in Kolkata, you can filter out developers famed for building luxury projects.

6. Other Resident’s profile in the same property

Having friendly, trustworthy neighbors is a boon in life. They hold on to your house keys in case of emergencies, share notes on dealing with the house help, and if you’re lucky, even grow to become friends. Coexisting with individuals in your immediate neighborhood can enormously improve your general personal satisfaction. While enquiring about society and haggling on the cost with the developer, pose a couple of inquiries to comprehend the type and profile of individuals who will come to be your neighbors.

7. Rental Yields and Return on Investment

Whether you’re pooling into savings or taking a home loan for a house, the price of 3 BHK flat in Kolkata is no small amount. Hence, you must also approach the home buying process from an investment point of view. If you have to let out your flat on lease at a later date, try to investigate to gauge the rental your home could potentially fetch.

An unfurnished 3 BHK flat for rent in Kolkata , fetches about 20,000 INR in rent per month. Ask around in the society to understand what tenants in the building are shelling out and compare this to other shortlisted properties. This practice will help you calculate the long-term ROI on your home.


The city of Kolkata presents many options for the homebuyer. If you’re looking for a 3 BHK flat in Kolkata, you will find many futuristic homes resplendent in architecture and modern amenities across the length and the breadth of this wonderful city. Reach out to our sales team at [email protected] or call us at +91 33 6767 6767 to get a quote today.

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