{"id":3910,"date":"2022-02-23T15:24:43","date_gmt":"2022-02-23T15:24:43","guid":{"rendered":"https:\/\/psgroup.in\/blog\/?p=3910"},"modified":"2024-09-30T13:31:10","modified_gmt":"2024-09-30T13:31:10","slug":"flats-near-joka-metro","status":"publish","type":"post","link":"https:\/\/psgroup.in\/blog\/flats-near-joka-metro\/","title":{"rendered":"Flats near Joka Metro At Affordable Rates with The 0 EMI scheme"},"content":{"rendered":"\n

Buying a flat is as exciting as it is harrowing. The excitement is related to the new spaces and lovely that one can enjoy while the despair is about the amount one ends up spending. The budget is one of the main factors that decide the flats in Kolkata that we buy. This 0 EMI scheme<\/a> was introduced by the PS group<\/a> for their flats at the 102 is a great game-changer. <\/p>\n\n\n\n

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The 0-EMI scheme for Flats near Joka metro- the 102<\/a>!<\/h2>\n\n\n\n
\"Flats<\/a><\/figure>\n\n\n\n

If you\u2019re looking to buy Flats near Joka metro at our upcoming project- The 102- you\u2019re in luck. Our tie-up with reputed financial institutions like HDFC Ltd and ICICI will offer you a proposition previously unheard of in Kolkata! Here\u2019s how it goes:<\/p>

  1. Let\u2019s say you intend to purchase a flat at 102 costing 50 lakh INR. 5% of this price amounts to only 2.5 lacs of payment.<\/strong>

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  2. Of this amount, the bank disburses 80%, while you commit to a down-payment of 20%.<\/strong>

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  3. A token amount of 21,000 INR+ GST is retained to hold the flat of your choice for you and complete your booking formalities.\u00a0<\/strong>

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  4. Our partner bank checks your documentation and credit score to ascertain the 80% eligibility criteria loan.<\/strong>

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  5. If eligible, you pay the remaining 5% i.e. deducting Rs.21000 from the entire sum which is already paid to hold the apartment.<\/strong>

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  6. As soon as the agreement is executed, the bank disburses the amount to us and your Pre-EMI cycle starts.\u00a0<\/strong>

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  7. Typically an EMI is made up of two components, namely, the interest and principal. If the customer pays only the interest, it is called Pre EMI.\u00a0<\/strong>

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  8. As per our scheme, you have to pay nothing until possession of the Flats near Joka metro once you have cleared the 5% payment! You need to pay the pre-EMI, that is, the interest component until you receive possession, to the bank, and the same amount will be reimbursed by the developer in the same month itself. This process happens before you take possession of your flat.<\/strong>

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  9. You have to pay the remaining 15% upfront at the time of possession.<\/strong>

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  10. And now your regular EMI cycle will begin.<\/strong>

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    Benefits of the 0-EMI scheme <\/h2>\n\n\n\n

    Now that we know how the scheme works, let\u2019s elaborate on how this benefits you:<\/p>\n\n\n\n