{"id":2717,"date":"2021-02-12T13:01:18","date_gmt":"2021-02-12T13:01:18","guid":{"rendered":"https:\/\/psgroup.in\/blog\/?p=2717"},"modified":"2024-09-30T13:40:30","modified_gmt":"2024-09-30T13:40:30","slug":"3-bhk-flats-in-joka-offer-scheme","status":"publish","type":"post","link":"https:\/\/psgroup.in\/blog\/3-bhk-flats-in-joka-offer-scheme\/","title":{"rendered":"Flats in Joka Offers Zero EMI Scheme To Its Buyers"},"content":{"rendered":"\n

For many of us, buying a home is a lifelong dream. At one point in time or another, we envision having a space to call our own, to create long-lasting memories with our loved ones. However, buying a house is an expensive affair and requires considerable financial planning and risk; hence, looking for properties that minimize this risk can prove to be a rewarding decision in the long-term.\u00a0Now, you can easily afford 2 bhk or 3 bhk flats in Joka with a very special ‘PRE EMI’ scheme offered by PS Group<\/a>.<\/p>\n\n\n\n

And keeping your needs in mind, we have launched a special home loan scheme for our residential property in Joka \u2018PS 102<\/a>\u2019.\u00a0<\/p>\n\n\n\n

Pre-EMI scheme for 2 BHK and 3 BHK flats in Joka: Pay 5% now and the rest 95% on possession<\/h2>\n\n\n\n
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Introducing a home-buying scheme to ease your buying decision and reduce the financial burden associated with this mammoth real estate investment. If you\u2019re looking to buy 3 bhk or 3 bhk flats in Joka at our upcoming project- PS 102<\/a>– you\u2019re in luck; we have tied up with reputed financial institutions like HDFC Ltd and ICICI to make you a proposition previously unheard of in Kolkata! Here\u2019s how it goes:<\/p>\n\n\n\n

  1. Let\u2019s suppose you intend to purchase a flat amounting to 50 lakh INR. Then 5% will be only 2.5 lacs payment.<\/li>
  2. Of this amount, the bank disburses – 80%, and you commit to a down payment of 20%.<\/li>
  3. A token amount of 21,000 INR is retained for holding your flat and completing your booking formalities.\u00a0<\/li>
  4. Our partner bank checks your documentation and credit score to ascertain the 80% eligibility criteria loan.<\/li>
  5. If eligible, you pay the remaining 5% i.e. deducting Rs.21000 from the entire sum which is already paid to hold the apartment.<\/li>
  6. As soon as the agreement is executed, the bank disburses the amount to us and your Pre-EMI cycle starts.\u00a0<\/li>
  7. Typically an EMI is made up of two components, namely, the interest and principal. If the customer pays only the interest, it is called Pre EMI.\u00a0<\/li>
  8. As per our scheme, you have to pay nothing until possession literally after clearing 5%! You need to pay the pre-EMI, that is, the interest component until you receive possession, to the bank, and the same amount will be reimbursed by the developer in the same month itself. This process happens until you take possession of your flat.<\/li>
  9. During Possession, you have to pay the remaining 15% upfront at the time of possession.<\/li>
  10. And now your regular EMI cycle will begin<\/li><\/ol>\n\n\n\n

    Benefits of the Pre-EMI scheme<\/h2>\n\n\n\n
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