{"id":1573,"date":"2020-12-18T08:09:54","date_gmt":"2020-12-18T08:09:54","guid":{"rendered":"https:\/\/psgroup.in\/blog\/?p=1573"},"modified":"2024-09-30T13:43:33","modified_gmt":"2024-09-30T13:43:33","slug":"buy-flat-in-kolkata-a-katha-b-katha","status":"publish","type":"post","link":"https:\/\/psgroup.in\/blog\/buy-flat-in-kolkata-a-katha-b-katha\/","title":{"rendered":"Buy flat in Kolkata: Difference between A-Katha vs B-Katha"},"content":{"rendered":"\n

If you\u2019re looking to buy flat in Kolkata, you should generally check all the documents<\/a> related to the property. This includes the sale deed, the title deed, the property agreement, etc. While these documents are known and common for property transactions in the city, there is one more document that not many people know about or pay attention to. This document is called the Katha certificate.<\/p>\n\n\n\n

Buy Flat in Kolkata: Why Katha certificate is important <\/h2>\n\n\n\n
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Katha certificate is a legal document issued by the municipal authority for properties under its purview including flats in Kolkata<\/a>. It identifies the person liable for paying tax on a property but does not declare ownership. It includes all the details that are required for filing property tax \u2013 owner\u2019s credentials, location, carpet area, demarcations of property, the built-up area of the property, tax assessment, and property tax ID. Katha is essential for calculating tax payable on a property.<\/p>\n\n\n\n

The Katha certificate is also important for getting any document related to the construction or sale of a property sanctioned by the authorities. This certificate helps you to get a trade license, a building license, a building plan approval, and even loans from financial institutions. It can also be useful when applying for water and electricity connections or when selling a property. Thus, it is important to obtain at the time of purchasing any property in Kolkata for sale<\/a>.<\/p>\n\n\n\n

If you\u2019re looking to buy flat in Kolkata<\/a>, you need to know about the Katha certificate.<\/p>\n\n\n\n

Flat in Kolkata: A-Katha, B-Katha, and E Katha <\/h2>\n\n\n\n
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The Katha certificate is of two types \u2013 \u2018A\u2019 Katha and \u2018B\u2019 Katha. <\/p>\n\n\n\n

The \u2018A\u2019 Katha certificate is issued to legal properties that abide by all building bye-laws, taxation norms, and government regulations. Whereas the \u2018B\u2019 Katha certificate is issued to illegal properties that are in violation of building bye-laws, government regulations and have pending property tax dues that haven\u2019t been cleared.<\/p>\n\n\n\n

Obviously, the \u2018A\u2019 Katha certificate makes the process of applying for a home loan, building plans, and Occupation Certificate easier, while the \u2018B\u2019 Katha certificate does the opposite. The \u2018B\u2019 Katha certificate is issued temporarily and needs to be converted into an A-Katha by paying betterment charges or conversion fee to the concerned authorities. <\/p>\n\n\n\n

These days there can also be a third type of Katha certificate issued for flats in Kolkata. This is an E-Katha and refers to an electronic Katha certificate that is issued online. Using this, the property owner can clear their property tax dues online.<\/p>\n\n\n\n

How to apply for a Katha certificate?<\/h2>\n\n\n\n
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In order to follow the norms and regulations, it is important for a property owner to apply for a Katha certificate. The municipal corporation issues the Katha certificate for all houses in Kolkata lying within its jurisdiction.\u00a0<\/p>

  1. Notary Attestation\u00a0<\/strong>

    Get a copy of your sale deed attested by a notary.\u00a0<\/p> <\/li>

  2. Encumbrance Certificate<\/strong>

    Obtain an Encumbrance Certificate from the office of the Sub-Registrar.<\/p> <\/li>

  3. Katha registration form<\/strong>

    Fill your details in a Katha registration form which you can get from any municipal corporation office or download from their website. The same application form is applicable for Katha registration, transfer and modification.\u00a0<\/p> <\/li>

  4. Enclose the following documents along with the form:<\/strong>

    – Attested a copy of the title deed.– Allotment documents.\u00a0– Copies of previously paid tax receipts.\u00a0– Possession certificate.\u00a0– Sketch of property showing site location and boundaries.\u00a0– Proof of betterment charges.– Property location map, measures of property, building approval plan.– Any other document required by the authorities.<\/p> <\/li>

  5. Document Submission <\/strong>

    Submit the filled form and relevant documents to the nearest municipal office or online. Check the status of your application after 15 days.\u00a0<\/p> <\/li>

  6. Site Visit<\/strong>

    Once your application has been processed, a revenue officer will visit and assess the property. You will receive a formal statement with all the details of the property and will have to pay the Katha registration fee, which is 2% of the property value.<\/p> <\/li>

  7. Certification<\/strong>

    You will receive a notification to pay the pending property tax. After you pay the pending property tax, a Katha certificate will be issued in your name.<\/p> <\/li><\/ol><\/div>\n<\/div><\/div>\n<\/div><\/div>\n\n\n\n

    Why convert a B-Katha to A-Katha when buying a flat in Kolkata<\/h2>\n\n\n\n
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    People who have a B-Katha property are ineligible to apply for government licenses and bank loans. Although re-selling or transferring ownership of a B-Katha property is not illegal, buyers should avoid buying a B-Katha property. <\/p>\n\n\n\n

    Here are some advantages of having an A-Katha Property:<\/p>\n\n\n\n